I remember when almost everyone had a "Christmas Club" account at the bank. You don't hear much about them anymore. I suppose it might have to do with the economy, or the increase in credit card use. I've actually begun to contribute to a medical flex spending plan at work. I save up my medical expense receipts and turn them in when it gets close to the holiday and I want to start my shopping. It's a good idea, but I admit it doesn't always work because some emergency will come up before that and I need a little extra cash. But, if you don't spread your Christmas shopping out throughout the year, some kind of a Christmas club is a good idea. You might also want to encourage your children to become savers, and the idea that they will be saving for an event might make it a little easier to get them started. Find a fun piggy bank that represents what they are saving for as a reminder to them.
The old fashioned Christmas Club October 2
Labels:
Christmas,
christmas club,
Christmas countdown,
Christmas spirit,
savings
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Posted by Rita Ballantyne at 8:00 AM
Posted by Rita Ballantyne at 8:00 AM
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